Inflation Pressures Are Easing but Rate Cut Forecast Remains Uncertain

The New Year is beginning where the old one ended -- with uncertainty about when – or whether – the Federal Reserve will begin cutting interest rates.

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Homeowners in Massachusetts and other states have successfully challenged foreclosures initiated by lenders and servicers that could not document their right to foreclose. But what about the innocent buyers who purchase properties at foreclosure sales later found to have been improper? Should they be allowed to retain ownership of those homes?

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Was the homebuyer tax credit an imaginative response to a weak housing market and a fragile economy, or “a failure of imagination,” and a costly failure, at that?

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The unemployment rate increased to 9.9 percent in April, and that represents good news for the economy. Good news? Well, yes, actually, counterintuitive though that seems. The increase from 9.7 percent in March indicates that workers who had previously given up on finding jobs have re-entered the market, encouraged by reports that employers are beginning to hire again. And that appears to be the case.

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Foreclosures continue to outpace government efforts to rescue struggling homeowners.